NEWS FLASH – Xtenda recently purchased 100% of MyBucks Mozambique, with the transaction having been approved by the Bank of Mozambique. We continue to negotiate with MyBucks SA (the holding company) to purchase MyBucks Zambia.

What we do

Xtenda Finance Limited (Zambia) is a microfinance institution offering payroll backed loans to Government and quasi-Government employees. The company commenced business as Letshego in 2008 and changed its name to Oryx Finance Limited in 2014 and was acquired by the current shareholders in December 2016. Xtenda Zambia is a subsidiary of Xtenda Financial Holdings Limited (XFHL).

General loan criteria:

The criteria for granting financial assistance is subject to a range of supporting documentation being made available (only original documents will be accepted).

A client must have:

  • Been employed for between 3 and 6 months with current employer
  • Attained the age of 18
  • A valid ID document
  • A valid employer personalized ID card
  • Latest payslip
  • Latest bank statement
  • Proof of residence
  • Employer pre-approval forms
  • Photograph

Where we are based

Xtenda Zambia has its head office located in Lusaka and operates 13 branches across the country.

Find a branch


Xtenda Financial Holdings Limited (XFHL) is a Mauritius-registered retail financial services group offering a range of financial products and services to the retail market, which is often overlooked by the formal banking sector. The group began operating in late 2015.